Cardio
TERMS &
CONDITIONS
Cardio
TERMS &
CONDITIONS
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Foreign Currency Purchase & Sale:

 Currency once bought or sold can be returned only with a new transaction at the prevailing market rate.

 Please count your money before leaving the counter and obtain a receipt for your transaction. Neither Exchange nor its employees will be held liable for any claims or shortages thereafter. The exchange has the right to recover any amount paid in excess to the customer due to errors and oversights.

 The information on this website may be updated or altered at any time without notification and may at times be out of date. All of the contents of this website, including these Terms, are subject to change by us without notice. We accept no responsibility for keeping the information on this website up to date or liability for any failure to do so. We may change the technical specifications of this website or any portion thereof or suspend the availability or change the system resource applicable to your use of this website or any portion thereof. Please review the Terms often, as it may change at any time, without notice.

Terms & Conditions for All Transfer & Services:

Transfers/Remittances are considered executed and delivered unless a claim is received within 3 months for a cash payout and 6 months for bank transfer from the date the remittance was made.

 Any amendments or re-issuance of the remittance transaction requested by the customer for whatsoever reason will be subject to our regular charges and settlement of any rate differences, if applicable.

 Upon signing the receipt, the customer confirms and acknowledges the correctness, authenticity, and legality of all the transaction details and will be held responsible for the same.

 Exchange and its agents are indemnified and held harmless from any claims including but not limited to delays, delivery failures, and mistakes, losses resulting from any wrong information in the transaction receipt as well as force majeure events or any other circumstances beyond our control. Our liability is limited to performing necessary amendments in the shortest time if possible.

 Refund against Cancellation of Transfers or any other Remittance transaction returned unpaid for whatsoever reason will be refunded to the sender at the prevailing market buying rate or transaction rate whichever is lower, excluding the sending charges, any deductions from the beneficiary bank, cancellation fees, and any other expense incurred as a result. A confirmation of non-payment and cancellation of the original instruction is required from our correspondent bank or agent before a refund is made. The sender has to surrender the original receipt to the branch to initiate the cancellation procedure. In case the sender is a corporate, refunds or amendments can be conducted through the authorized representative and will not be refunded or paid in cash under any circumstances

In case the sender is a corporate, Mesrkanloo International Exchange will deal with the person(s) duly authorized by the company supported by an authorization letter signed by the authorized signatory of the company.

 Mesrkanloo International Exchange reserves the right to use services of intermediary banks and financial institutions in any country of its choice for the execution of this transfer. Correspondent and/or intermediary charges apply to some countries and will be deducted at the receiving end.

 All types of remittances conducted by the customers are subject to local, Federal, and International Laws as well as the Central Bank of UAE regulations. All customer information and supporting documents must be provided as per the requirements of local and international regulations and standards. The transaction may be blocked by any parties involved if found suspicious. The sender and beneficiary will be fully responsible for providing necessary evidence and clarification about any query, including the source of funds, to prove legitimacy and legality of the information and fund involved as well as any follow-ups required with the concerned authorities to effect the payment or claim a refund. In such cases, our Exchange will not bear any responsibility

The exchange will take all possible efforts to resolve any issues for services provided by a third party by coordinating with the concerned service provider. The company has no liability as an agent for any related services. The third-party will be fully liable for the completion of its service following its terms and conditions.

 Original valid ID such as UAE National ID or Passport with a valid UAE visa must be provided while making remittance transactions.

 For Western Union® Transfers, please refer to their existing terms and conditions available on leaflets within our network of branches or the Western Union® website (www.westernunion.com).

 For further inquiries and details on the terms and conditions of our Exchange products and services, please visit our website (www.mesrkanlooexchange.com) or call 04-2015353.